Under this option with ForeclosureTexasHelp, you reach an agreement between you and your mortgage company to change the original terms of your mortgage—such as payment amount, length of the loan, interest rate, etc. In most cases, when your mortgage is modified, you can reduce your monthly payment to a more affordable amount. We will handle all of the paperwork on your behalf when choosing this option. Please beware that you must be able to qualify for this option before proceeding with us!

A Modification May Be An Option If:

  • You are ineligible to refinance
  • You are facing a long-term hardship
  • You are several months behind on your mortgage payments or likely to fall behind soon

What Are the Benefits of This Service?

check-black Resolve your delinquency status with your mortgage company

check-black May reduce your monthly mortgage payments to a more affordable amount

check-black Change the original terms of your mortgage permanently, giving you a new start

check-black Less damaging to your credit score than a foreclosure

check-black Stay in your home and avoid foreclosure